Alloy is the Identity Decisioning Platform that helps banks and fintech companies automate their decisions, approve more good customers and outmaneuver fraud.

Alloy helps banks and fintech companies reduce friction between them and their customers by seeing beyond their address and social security number.

Alloy is helping create a future in which banking is accessible for all. Helping small credit unions and local banks expand their digital product offerings to better serve their communities, as well as trying to help financial institutions remove some of the bias in decision making by providing easy access to alternative data sources to help verify applicants who might not have traditional identification such as a driver's license.

Alloy is a diverse and growing team led by three co-founders Tommy Nicholas (CEO), Laura Spiekerman (CRO), and Charles Hearn (CTO). You might find us in our New York City headquarters or working remote. We're nice people.